Good morning and welcome to the 29th of March Smart TV Review of the weekend's papers and in particular a review of the impact of the budget.

I hope you've had a good week. I'm sure you've been inundated with all of the various changes and non-changes that you've been presented with; clearly there is no point in us revisiting those. So what I thought I would do is just point out to you again some of the other things you can do to help mitigate either the current rules or some of the new rules that are going to come into force as affected by the budget.

So some simple things to start with, always remember that you can transfer assets between husband and wife and you should always try to hold the assets, if all things are equal, in the name of the spouse who pays tax at the lowest rate. So for example, if you own a secondary property and you have a basic rate tax paying husband and a higher rate tax paying wife, make sure the property is held in the name of the husband in order than any rent that you receive from that pays tax at the basic rate rather than the higher rate. Relatively simple things, but people often forget them because they psychologically feel the need to hold things jointly, because they're jointly owned, it doesn't matter if you're married, you can move things between yourselves as often as you like.

Good morning and welcome to the Monday 22nd of March Smart Financial Planning Review of the Weekend's papers.

All of the papers are concerned the weekend about making sure that you've taken every possible advantage you can before the conclusion of the tax year.

So there are 3 massive things that you need to think about. Firstly, as of April, there will be a new 50% tax rate that will be applicable to all earnings above £150,000. If this is a category that you're going to find yourself in, you may wish to think very carefully about awarding yourself an additional bonus or dividend payment, making any efforts you can to draw money into this tax year where you'll pay tax at 40%, as opposed to the next tax year, where you'll pay tax at 40%.

With the end of the financial year approaching fast, you've under a month to make sure you have taken advantage of all the tax allowances that exist.

So, make sure you have filled up that ISA to get the maximum tax free savings or sold any assets that have increased in value to allow you to utilise your Capital Gains Tax allowance.