Our clients

Ongoing client care

Smart Financial Planning is constantly working on behalf of its clients. Some of the services we provide involve direct contact with our clients, some involves us working on their behalf behind the scenes. We operate with only a small, carefully selected number of clients, which allows us to give our full attention to their needs at all times.

Below we have detailed some, but not all, of the services that we provide.

An annual review meeting with your adviser including:

• A complete review of your financial strategy
• The Smart 12 point financial health check
• Face-to-face, telephone & email access to your adviser between review dates

• Providing strategic updates to your Accountant and any other professional advisers
• Supplying end of year taxation information (as required)
• Recommending suitable professionals as other needs arise

• Using a scientific risk profiling methodology
• Design of a suitable asset allocation
• Portfolio design and construction

• Online access to portfolio valuations
• Portfolio monitoring
• Re-weighting of asset allocation to benchmark
• Provision of ability to download full portfolio reports from our Client Management System

• Phone calls & emails returned promptly

• Holding all of your information in one place and giving you electronic access to it at any time, day or night
• Helping you decide which financial papers to keep and which you can discard

• Making ourselves available to consider new ideas from whatever source they may originate

The Smart taxation planning service:

• Organisation of your assets to reduce liability to Income and Capital Gains tax
• Utilisation of opportunities to reclaim taxes already paid

• Calculating and monitoring your liabilities
• Planning a strategy to minimise or eliminate any taxation due

• Exploitation of the tax advantages
• Review existing provision in line with overall objectives

• Value added strategies using Self Invested Personal Pensions (SIPPs)
• Specialist advice for owning business premises