Smart Financial Planning has developed a specialisation in assisting its business owner clients  to purchase their commercial premises via their pension schemes.

Many of our clients have historically paid rent which, if they added up all up of their payments, would be comparable with the entire value of the property.  They rent with the feeling that they cannot afford to do anything else and, although not something that we would agree with. They also bemoan their historic pension arrangements as being worthless, useless, etc.

Smart has successfully put in place numerous arrangement for clients be that via SIPPs / SSAS (see menu for more details) that have allowed them to use their pension funds, either in whole or in part, to assist them in purchasing their business premises.

This is a fantastically successful tool that we specialise in, helping to create real value for our clients and assist them in achieving their goals.

• another scheme
• an individual outside of the scheme
• a company

Pension Schemes are able to directly invest in Commercial Property such as industrial units, offices and land.   Land can be held with residential planning permission but should be sold before any building commences.